Mover's liability All licensed movers have a basic liability of $.60 per pound, per article. For example, if your 50 pound television is damaged during your move, your mover is liable for a maximum of $30.00 (50 lbs. X 0.60 = $30.00). While your mover cannot reduce the amount of liability below $.60 per pound, per article; they can agree to a higher amount of liability which must be agreed upon in writing by both parties and which may come at an additional cost to you. Remember, this is not insurance.

Transit Insurance

Some movers may offer to sell you a transit insurance policy, which helps cover loss or damage to your items, or you may wish to purchase transit insurance separately. Your mover is required to provide you with a copy of the policy and/or any other appropriate evidence of insurance purchased through them. Transit insurance is not regulated by the TxDMV or the Texas Department of Insurance so be sure to read the transit insurance policy carefully and understand the coverage and any deductibles.